5 Things Mortgage Lenders Look For | Lone Star Financing

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Mortgage rates in the Lone Star State can vary by as much as 350 basis points. Among the lenders we researched, the lowest rate for a 30-year loan was 3.25%, while the highest was 6.75%. To understand what this means for borrowers, we calculated the difference in monthly mortgage costs between two loans at these rates.

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– For an FHA or VA mortgage, if you have a credit score in the 600s, your lender might excuse a higher DTI amount. Other than that, working on paying off your debts is a good way to lower your DTI and get approved for a mortgage. Knowing what lenders look for is one of the top things first-time home buyers need to know before applying for a loan.

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Mortgage Lenders El Paso Need a new home loan in Texas? Lone Star Financing is a preferred mortgage lender in Texas that specializes in FHA Home Loans, VA Home Loans, conventional home loans, USDA Home Loans, Non Conforming Jumbo Loans, Reverse Mortgages, Construction Loans, and Mortgage Refinance.As a direct mortgage lender, we offer in-house underwriting which.

Contact us today to visit with a Lone Star Financing home refinancing specialist to evaluate your home mortgage and discuss all available options. Refi 30 Year Fixed Rates Things To Know About Refinancing Your Home A 30-year fixed mortgage is a loan whose interest rate stays the same for the duration of the loan. For example, on a 30-year.

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