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Man with bad credit, seeking a loan and sitting on couch in. Your credit reports contain a list of the money you owe, the details of how you owe.

The good news is you can get bad credit loans that provide you with the cash.. When you borrow money from a secured personal loan, you are. if you do not maintain all of the payments on the account and pay on time as agreed upon.. means obtaining one will have no initial effect on your credit score.

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