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Mortgage rates valid as of 10 Jun 2019 10:10 am EDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and 10.

Bias persists in Texas home loans – Latinos and African-Americans in five Texas metro. color from home ownership In Longview, Latinos were nearly two times as likely to be denied in 2016 compared to whites, the analysis found. White.

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