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VLB Home Loans – The Texas Veterans Land Board – In 1983, the Legislature created the vlb veterans housing assistance program (VHAP), to aid Texas Veterans in purchasing a home. Eligible Texas Veterans have an opportunity to purchase a home with a competitive, low-interest loan with little or no down-payment.

CalSTRS home loan program for California teachers is a low down payment purchase program. The CalSTRS combo home loan is a very effective purchase loan program for teachers in the Inland Empire counties of Riverside, San Bernardino, San Diego, Orange.

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